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Insurance Planning

Finance & Investment zh 1745 uses
请帮我配置保险：年龄【年龄】、家庭【成员/经济支柱】、预算【预算】。输出：1. 必买险种优先级 2. 各险种保额建议 3. 预算分配比例 4. 投保注意事项（健康告知）5. 避坑清单。
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